Malware Alert

Passwords and usernames can be obtained through the use of malware. Malware programs can be installed when a user clicks on an unknown link, an email attachment, or any attachments sent through other applications. 

Login Spoofing

Login spoofing is a way of obtaining a user's username and password. The user is presented with the bank's Login page to prompt for the username and password. When the username and password are entered, the information is then passed to the attacker.

Trojan Horse

Trojan horse is a type of malware (malicious software) which allows unauthorised access by attacker to user's computer and more often for the purpose of data theft (e.g. personal information, bank account numbers and password). It can be spread through opening email attachments from unknown person or visit to unknown websites.

Password Cracking

Using this method, passwords are repeatedly guessed until access is granted. 

Shoulder Surfing

Passwords and usernames are obtained using this method by observing your devices when passwords and usernames are entered. 

Mule Scam

As the result of responding to spam email or job recruitment that offers opportunities to make easy money, a person could fall for a mule scam. This person is known as "money transfer agent" or "money mule" whereby a mule's bank account is used to receive stolen money from phishing victims and such account also act as a transit prior to the funds being sent abroad and later to be withdrawn by the fraudsters.