Disclaimer:

Unit Trusts are generally considered medium to long-term investments, you should have the financial resources to stay invested in them for a reasonable period of time so as to gain the full benefits.

Investors may wish to seek advice from a financial adviser before making a commitment to invest in units of the relevant fund. In the event that an investor chooses not to seek advice from a financial adviser, the investor should consider whether the fund is suitable for him. Investments in the Unit Trusts are not deposits or other obligations of, or guaranteed or insured by The Investment Manager or the Bank.

An investment in the fund is subject to investment risks and foreign exchange risks, including the possible loss of the principal amount invested. The value of the units and the income from them may fall as well as rise. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund.

We may have alliances with product providers, for which we may receive a fee. Product providers may also receive fees from investors.